Pay over time.

Spread the cost of your purchase into equal monthly payments without paying interest.
No complex forms during the Klarna Account application - only 4 steps!
Credit decision made in real-time.
Once approved, you will start a Klarna Account and make payments monthly.
You can also use this Account to finance future purchases up to your credit limit.
No passwords to remember. You will be emailed monthly statements.
You can choose at any time to start paying the minimum monthly payment instead with interest.
You’re in control. Better management of your finances to spend how and when you want.


Don’t forget to pay. If you miss monthly payments, promotional interest rates are cancelled and you will be required to pay interest on repayments. Representative 18.9% APR (variable)


Representative Example

Representative (Variable)

18.9% APR

Purchase Interest Rate

18.9% p.a.

Assumed Credit Limit

£ 1,200



Credit is offered subject to financial circumstances. You must be at least 18.


The Klarna Account. How it works.








Add items to your basket and go to the checkout.

Select ‘Slice it with Klarna’ and choose your promotional plan to start the online application process.

Provide information about your financial circumstances and carefully read the pre-contract and information documents.

Read the Klarna Account Agreement and click “sign” to confirm that you want to apply. The credit decision will be made instantly.

If you are approved, Klarna sends you a confirmation by email and sends the Klarna Account agreement by post. Confirmation and monthly statements with payment instructions are sent by email.


It’s easy to use again - once you’ve been approved you can order in the future with just one click.


Manage your Klarna Account


You can review your latest buys and settle your monthly statement at any time by accessing your Klarna account at If you need further assistance you can contact our customer care team for free, or use our online chat service.

Local number: 0203 0050 833
Freephone number: 0808 1893 333

Please find links below to Klarna's website where you can find more information on Slice it.

Click here for information regarding Slice it
Click here for frequently asked questions or Klarna's Customer Service

About Klarna


Klarna is one of Europe's fastest growing companies and a leading alternative payment provider. Klarna’s vision is to make all payments ‘smoooth’ adding value for both the consumer and merchant with our unique payment options and customer experiences.

Klarna was founded in 2005. In 2014 we joined forces with SOFORT and formed Klarna Group and in 2017 acquired BillPay. Today we have 2000 employees in 14 markets serving 60 million consumers and 100,000 merchants.





General guidance - must do



Legal requirements

For all material

You must be at least 18. Subject to financial circumstances. [smallprint]

For material that doesn't say 'with Klarna'

Credit provided by Klarna AB [to be added after Credit account subject to financial circumstances]

When mentioning *only* a time period (i.e Slice it in 3 monthly payments), we must add somewhere on the creative:

Representative 18.9% APR (variable) [To be no less prominent than the incentivising statement]

Although we recommend to avoid mentioning 0% interest - if it is mentioned, or interest free, or no interest - all three representative rates must be shown and the rates must be at least as prominent as the 'promotional headline'. The three representative examples must be headed with the title 'Representative example'